Affordable Individual and Family Health Insurance in Louisiana

Today, it is more important than ever to get the right coverage for your healthcare needs at rates you can afford. Insurance Enterprise can help you find ways to save money on insurance coverage without sacrificing your quality care. We work with top health insurance companies in Louisiana that provide a range of individual health insurance and family insurance plans. Contact us today and let us compare providers and give you a fast quote without the wait. We make finding health insurance in Louisiana easier than ever.

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We Work with Top Health Insurance Providers

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Which Type of Individual Health Insurance Plan is Right for You?

You have two main options for individual health insurance or family health insurance in Louisiana

Affordable Care Act Our Coverage
Avg. Deductibles $7,000 $2,500
Premiums Increase 25%-100% annually Save up to 50%
Cash Sum Benefits None for critical illness Up to $100,000 lump sum for critical illnesses
Enrollment Period 45 days All year

Why Choose Insurance Enterprise

Affordable Insurance Plans

Affordable Insurance Plans

We can help you find ways to save money on health insurance. You can save as much as 50 percent on comprehensive insurance plans.

Straightforward Underwriting Process

Easy Underwriting Process

Our insurance experts make it easy to go through underwriting. We guide you every step of the way with our easy step-by-step process.

Quality Customer Service

Quality Customer Service

Our experts are dedicated to providing you with a superior customer service experience every time; no more long waits and no hassle.

Critical Illness Health Coverage

Coverage for Critical Illnesses

Do you have a major medical condition? You can get a lump sum cash benefit for diagnosis and treatment costs to ease the financial burden of healthcare.

Simple Comparison Shopping

We Compare Providers

Searching for a health insurance company can be an uphill climb. We compare providers for you and make recommendations on which provider is best.

Automatic Re Enrollment

Auto Re-Enrollment

Do not worry if you forgot to renew your plan. Our system automatically renews and sends you alerts in advance. You can update your plan as needed.

Frequently Asked Questions:

What is a limited benefits policy? What does it cover?

The policy comes with three tiers so we can get the most comprehensive coverage at the most affordable price. The tiers include:

Tier 1 – Provides coverage for doctor office visits, urgent care, labs, tests, diagnostics, annual preventive care, annual OB/GYN preventive care within the PHCS Multi-Plan, and/or First Health Network.

Tier 2 – Provides coverage for specialty doctor prescriptions, hospitalization, ambulatory, mental illness, etc. (best coverage and rates if using a PHCS Multi-Plan facility)

Tier 3 – Provides coverage for critical illnesses such as heart attack, cancer, stroke, etc.

Can I choose my own doctor?

You can choose from two of the largest networks in the country, which are First Health ( and PHCS Multi-Plan ( All plans are PPO network.

Which tier covers generic and brand name prescriptions? Is there a copay for prescription medications?

Tier 2 provides coverage for prescriptions for both generic and brand name.

With the combination of network discounts and reimbursements, generic prescriptions cost $10 on average and brand name $20 on average. Some brand names are expensive and may cost more than $20. If so, we recommend going back to the doctor to see if there is an alternative prescription.

How is the insurance plan chosen?

As a private exchange broker, we have multiple plans available from the insurance companies that you may choose. You may have to qualify for the plan and undergo a routine underwriting process. The underwriters can help you choose the Insurance company that best matches your needs.

Is there a one-year commitment? If so, when can I drop the plan?

Your commitment is for one year. Afterward, your policy will automatically renew each year. You will receive a notification to remind you of renewal and give you an opportunity to make any changes to your policy. You can cancel the policy at any time.

Is there an open enrollment period?

Enrollment is available throughout the year.

Do you provide full health coverage?

Our health insurance plan provides full benefits. It may differ from what you are accustomed to because we created a package that provides comprehensiveness at lower rates. Most exchange policies are with BCBS or Humana. They have rates that increased by as much as 100% from 2017 to 2018. Plus, the deductibles have increased. We are providing alternative solutions to the public who are looking for a provider with similar benefits but for more affordable prices.

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Contact Insurance Enterprise for Individual Health Insurance and Family Health Insurance in Louisiana

If you have questions about health insurance in Louisiana and need to enroll, then contact Insurance Enterprise at 888-350-6605. Speak to a licensed agent and find out more about how you can get an affordable health insurance plan.