Group Health Insurance Providers We Work With

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Understanding Group Health Insurance in Texas

One of the reasons why group health insurance plans are better than individual insurance plans is that your employees can get more coverage with lower premiums. To get an insurance plan for your employees, you have to know the following:

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If you own a business in Texas, you are guaranteed enrollment for your team.

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To qualify for small group insurance, you must hire at least one employee.

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Your company must contribute toward some or all of employee premiums.

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Insurance coverage is available throughout the year – you don’t have to wait.

You may be wondering how much small group insurance costs. The average monthly rates per employee in Texas are $250 to $300. You may be able to provide coverage for five employees for as low as $1400 per month.

We Are Committed to Helping You Get the Right Coverage

Affordable Insurance Plans

Affordable Insurance Options for Businesses

As a business owner, you have to watch every penny. We help you find insurance plans that stay within your budget while giving your employees quality coverage.

Straightforward Underwriting Process

We Are Your Health Insurance Advocate

If you ever have problems dealing with the insurance provider regarding billing, claims, enrollment, or other issues, we advocate for you to find a solution. 

Quality Customer Service

Unbiased Assistance in Choosing Your Plan

We perform accurate and unbiased research to show you the best plans available right now. You choose which plan you want based on the most current information.

Critical Illness Health Coverage

Responsive 24/7 Customer Service 

We provide numerous ways to reach us so that we are available to you during the moments when you rely on us the most. You can count on our customer service.

Simple Comparison Shopping

We Compare Providers for You

Part of the headache of getting health insurance is comparing providers. Let our experts compare insurance companies and find the best plans and rates for you.

Automatic Re Enrollment

Automatic Re-Enrollment

Forgot to re-enroll? No problems. Our system automatically renews your enrollment. We send you notifications to alert you so that you can update your plan as needed.

Compare Group Health Insurance Plans

If you are like most small business owners, you will need a standard health insurance plan that covers most of your employees’ needs. The three main types of group health insurance plans include:

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1. Health Maintenance Organization (HMO)

HMOs have their own network of hospitals, doctors, and other healthcare providers. Two of the main features of HMOs are lower costs and limited choice of providers. Your employees will save money, as long as they choose a provider within the network.

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2. Preferred Provider Organization (PPO)

A PPO plan also offers a network of providers. However, your employees have the flexibility to choose their own provider outside of the network. The tradeoff is that you are likely to pay higher premiums and higher out-of-pocket costs.

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3. Point of Service Plan (POS)

A point-of-service plan provides different benefits depending on whether you want in-network or out-of-network healthcare providers. A POS combines features of HMOs and PPOs with costs and premiums being somewhere in between.

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Contact Insurance Enterprise for Group Health Insurance in Texas

If you have questions about group health insurance in Texas and need to enroll your employees, contact Insurance Enterprise at 888-350-6605. Speak to a licensed agent and find out more about how you can get an affordable health insurance plan.