We Work with Top Group Health Insurance Providers

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Group Health Insurance2

Get the Facts About Group Health Insurance in South Carolina

South Carolina insurance regulations make it easier for you to get group health insurance for yourself and everybody on your team. Current plans save your employees hundreds of dollars on healthcare costs and monthly premiums. Here is what you need to know before enrolling your organization in small business or group health insurance.

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If you own a business in South Carolina, you are guaranteed to qualify for group health insurance.
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You must hire at least one employee to be eligible for group plans.

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Your company must contribute a portion to each employee’s monthly premiums.

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Your company can enroll anytime throughout the year – you don’t have to wait for open enrollment.

Health insurance premiums vary depending on the provider you choose and what type of plan you want to enroll your employees in. On average, a standard insurance plan costs between $250 and $300 per employee. Small business plans for four to five employees range from $1200 to $1500.

Why Choose Insurance Enterprise

Affordable Insurance Plans

Affordable Insurance Plans

Your company should not have to spend more than necessary for comprehensive insurance coverage. We save you up to 50 percent on most plans

Straightforward Underwriting Process

Easy Underwriting Process

Are you tired of the complicated underwriting process? We make it easy with our simplified step-by-step guide.

Quality Customer Service

Quality Customer Service

We are dedicated to providing premier customer service in South Carolina. Get the answers you need without the wait.

Critical Illness Health Coverage

Coverage for Critical Illnesses

If your employees have a serious medical condition, they may qualify for a lump sum cash benefit for the diagnosis and treatment of most conditions.

Simple Comparison Shopping

We Compare Providers

Instead of spending hours trying to find the right provider, let us do the work for you. We compare all coverage plans and recommend the right one.

Automatic Re Enrollment

Auto Re-Enrollment

Our system auto-renews every year. We send out a notification to your business in advance so that your employees know the renewal is on the way.

Benefits of Group Health Insurance

There are several ways in which group health insurance helps your business grow:

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You attract and retain devoted employees in a competitive job market.
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Your employees take fewer sick days and personal days.
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Healthier employees are more productive and generally more satisfied at work.
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Group health insurance allows your team to save money on their health insurance plans.
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Benefits of Working with a Group Health Insurance Agency

Instead of tackling small business health insurance on your own, Insurance Enterprise can assist you in finding a provider, comparing plans, and guiding your employees through the underwriting process. We find ways to save you time and money while maintaining and updating your plans as necessary. We can also help you add benefits such as dental and vision insurance.

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We provide ongoing consultation whenever you need help.
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You receive a period analysis of cost and coverage so that you make changes to the plan.
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You work with dedicated professionals who genuinely care about your organization.
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We help you find savings in every area of healthcare coverage.
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You receive personalized service without all the hassle.

Our licensed agents work with your company throughout every stage of your business growth to make sure you have the right group health insurance coverage.

Compare Group health insurance Plans

Insurance options in South Carolina vary according to your company’s needs. 

The three main types of group health insurance plans include:

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1. Health Maintenance Organization (HMO)

If you prefer to keep all healthcare providers in-network and pay lower rates, then an HMO may be your best option. There are many plans to choose from. Your employees get comprehensive coverage, and they pay lower out-of-pocket expenses.
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2. Preferred Provider Organization (PPO)

Your employees may prefer a plan that gives them more flexibility. A PPO allows a person to choose a healthcare provider outside of the insurance network. While this does give more freedom, the premiums for a PPO will be higher than an HMO.

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3. Point of Service Plan (POS)

A POS plan is somewhere between an HMO and PPO, adding the best features of each. Premiums are typically between the other two plans. The type of coverage you receive and how much you can expect to pay depends on what type of plan you need.

Before you decide on a health insurance plan, make sure you know your employees’ needs. Compare your options, and then enroll in a plan that works for your company. Insurance Enterprise can simplify the process by completing these steps for you.

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Contact Insurance Enterprise for Group Health insurance

If you have questions about group health insurance in South Carolina and need to enroll your employees, contact Insurance Enterprise at 888-350-6605. Speak to a licensed agent and find out more about how you can get an affordable health insurance plan.