We Work with Top Group Health Insurance Providers

41881105 0 Untitled 1
41881085 0 Untitled 1
41881040 0 assurant
41880585 0 cigna logo vector
41881020 0 for
51482052 0 IAIC Color
41881045 0 kaiser
41881070 0 Untitled 1 1
41881075 0 Philadelphia America
47121850 0 uhc 750x225 1
Benefits of Group Health

Benefits of Group Health Insurance

There are several reasons why we provide group health insurance to small businesses:

check

Retains good employees in a competitive economy

check

Provides a competitive edge to attractive quality employees

check

Reduces the likelihood of sick days and personal days off

check

Increases employee productivity through reduced personal anxiety

Working with Your Group Health Insurance Agent

When you buy group health insurance for a group, you may find that the process can be complicated from the start. The best way to take the stress out of looking for the right coverage is to work with a health insurance agent. Insurance Enterprise agents work with top health insurance companies to give you lots of options. 

We compare insurance plans, rates, and options for you to save you time and money. We also help you stay current with state insurance regulations, current coverage, updates, discounts, and industry trends that affect your business. We review and change your coverage as needed. We also look at additional insurance plans such as dental and vision insurance. The benefits of working with an agent include:

check

No-cost consultation whenever you need help

check

Comprehensive cost and coverage analysis ongoing

check

Advice from licensed professionals who genuinely care about your team

check

Savings in nearly every area of coverage

check

Higher employee satisfaction rates (compared to working directly with the insurance provider)

A licensed agent can guide you through the process and make sure you have the right group health insurance coverage throughout every stage of your business growth.

Insurance Plan is Best

How to Buy Group Health Insurance

Whether you are self-employed or have a workforce of up to 50 employees, you may qualify for group health insurance in most states.

chekc new icone

Self-Employed Group Health Insurance

Group health insurance for self-employed business owners is available in some states. Therefore, if you may be eligible to get group health insurance with no employees. States that allow you to get group insurance for a small group of 1 do so on a guaranteed-issue basis. Therefore, you do not have to worry whether you qualify for coverage.

chekc new icone

Group Health Insurance with Employees

If you hire at least one employee who is not a spouse, co-owner, business partner, or independent contractor, you can buy group health insurance through your Insurance Enterprise agent. There are a variety of insurance plans available for all types of small businesses and larger corporations with 50 or less employees.

Dental Insurance

How Our Group Insurance Works

When comparing features of group health insurance, you may be able to get more coverage options for less money. Our insurance benefits work in the following way:

check

To qualify, your business must have at least three employees.

check

Your company can contribute toward some or all of employee premiums.

check

You can shop and enroll in a group plan all year.

How much does health insurance cost your business? On average, you can get a comprehensive plan for $250 to $300 per employee. A group health insurance plan for five people typically costs $1400 to $1500 per month.

Choose the Right Group Health Insurance Plan

Affordable Insurance Plans

Affordable Insurance Options for Businesses

As a business owner, you have to watch every penny. We help you find insurance plans that stay within your budget while giving your employees quality coverage.
Straightforward Underwriting Process

We Are Your Health Insurance Advocate

If you ever have problems dealing with the insurance provider regarding billing, claims, enrollment, or other issues, we advocate for you to find a solution. 

Quality Customer Service

Unbiased Assistance in Choosing Your Plan

We perform accurate and unbiased research to show you the best plans available right now. You choose which plan you want based on the most current information.

Critical Illness Health Coverage

Responsive Customer Service 

We provide numerous ways to reach us so that we are available to you during the moments when you rely on us the most. You can count on our customer service.

Simple Comparison Shopping

We Compare Providers for You

Part of the headache of getting health insurance is comparing providers. Let our experts compare insurance companies and find the best plans and rates for you.

Automatic Re Enrollment

Automatic Re-Enrollment

Forgot to re-enroll? No problems. Our system automatically renews your enrollment. We send you notifications to alert you so that you can update your plan as needed.

Compare Group Health Insurance Plans

When it comes to health insurance, you have options for your employees. The three main types of group health insurance plans include:

chekc new icone

1. Preferred Provider Organization (PPO)

The main benefit of a PPO is the flexibility it provides your employees. They can go out of the network to find a doctor or treatment specialist they prefer and aren’t required to have a referral. 

chekc new icone

2. Health Maintenance Organization (HMO)

With HMO, there is less flexibility for your employees. Unless it’s a medical emergency, they will have to stay in-network. This means if they already have a primary care doctor that they like, they may need to choose a different doctor if that doctor isn’t in-network. Plus, if they want to see a specialist, a referral from their primary care doctor is likely going to be required. 

chekc new icone

3. Point of Service Plan (POS)

A POS contains a combination of features from both HMOs and PPOs. Premiums are typically in a price range between the other two plans. The healthcare provider network in a point of service plan can vary depending on the provider. 

When choosing a health insurance plan, assess your needs, compare your options, and complete the enrollment process. Insurance Enterprise makes it easy by completing many of the steps for you.

contact img 2

Contact Insurance Enterprise for Group Health Insurance

If you have questions about group health insurance plans for small business and need to enroll your employees, contact Insurance Enterprise at 888-350-6605. Speak to a licensed agent and find out more about how you can get affordable health insurance quotes.