With Insurance Enterprise, you can compare affordable small business group health insurance plans side-by-side. We help you find the employee group health insurance policy to save you time and money. Get free group health insurance quotes for your business without all the hassle.
We Work with Top Group Health Insurance Providers
Benefits of Group Health Insurance
There are several reasons why we provide group health insurance to small businesses:
Retains good employees in a competitive economy
Provides a competitive edge to attractive quality employees
Reduces the likelihood of sick days and personal days off
Increases employee productivity through reduced personal anxiety
Working with Your Group Health Insurance Agent
When you buy group health insurance for a group, you may find that the process can be complicated from the start. The best way to take the stress out of looking for the right coverage is to work with a health insurance agent. Insurance Enterprise agents work with top health insurance companies to give you lots of options.
We compare insurance plans, rates, and options for you to save you time and money. We also help you stay current with state insurance regulations, current coverage, updates, discounts, and industry trends that affect your business. We review and change your coverage as needed. We also look at additional insurance plans such as dental and vision insurance. The benefits of working with an agent include:
No-cost consultation whenever you need help
Comprehensive cost and coverage analysis ongoing
Advice from licensed professionals who genuinely care about your team
Savings in nearly every area of coverage
Higher employee satisfaction rates (compared to working directly with the insurance provider)
A licensed agent can guide you through the process and make sure you have the right group health insurance coverage throughout every stage of your business growth.
How to Buy Group Health Insurance
Whether you are self-employed or have a workforce of up to 50 employees, you may qualify for group health insurance in most states.
Self-Employed Group Health Insurance
Group health insurance for self-employed business owners is available in some states. Therefore, if you may be eligible to get group health insurance with no employees. States that allow you to get group insurance for a small group of 1 do so on a guaranteed-issue basis. Therefore, you do not have to worry whether you qualify for coverage.
Group Health Insurance with Employees
If you hire at least one employee who is not a spouse, co-owner, business partner, or independent contractor, you can buy group health insurance through your Insurance Enterprise agent. There are a variety of insurance plans available for all types of small businesses and larger corporations with 50 or less employees.
How Our Group Insurance Works
When comparing features of group health insurance, you may be able to get more coverage options for less money. Our insurance benefits work in the following way:
To qualify, your business must have at least three employees.
Your company can contribute toward some or all of employee premiums.
You can shop and enroll in a group plan all year.
How much does health insurance cost your business? On average, you can get a comprehensive plan for $250 to $300 per employee. A group health insurance plan for five people typically costs $1400 to $1500 per month.
Choose the Right Group Health Insurance Plan
Compare Group Health Insurance Plans
When it comes to health insurance, you have options for your employees. The three main types of group health insurance plans include:
2. Health Maintenance Organization (HMO)
With HMO, there is less flexibility for your employees. Unless it’s a medical emergency, they will have to stay in-network. This means if they already have a primary care doctor that they like, they may need to choose a different doctor if that doctor isn’t in-network. Plus, if they want to see a specialist, a referral from their primary care doctor is likely going to be required.
3. Point of Service Plan (POS)
A POS contains a combination of features from both HMOs and PPOs. Premiums are typically in a price range between the other two plans. The healthcare provider network in a point of service plan can vary depending on the provider.
When choosing a health insurance plan, assess your needs, compare your options, and complete the enrollment process. Insurance Enterprise makes it easy by completing many of the steps for you.
We Offer Affordable Health Insurance in These States:
Contact Insurance Enterprise for Group Health Insurance
If you have questions about group health insurance plans for small business and need to enroll your employees, contact Insurance Enterprise at 888-350-6605. Speak to a licensed agent and find out more about how you can get affordable health insurance quotes.
