We Work with Top Group Health Insurance Providers

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How Does Group Health Insurance Work in Indiana?

When you choose group health insurance over individual health insurance, you may be able to get more coverage options for less money. Insurance benefits work in the following way:


You are virtually guaranteed a standard health insurance plan.


To qualify, your business must have at least one employee.


Your company must contribute toward some or all of employee premiums.


You can shop and enroll in a group insurance plan all year.

How much does health insurance cost for small businesses? On average, you can get a comprehensive plan for $250 to $300 per employee. A group insurance plan for five people typically costs $1400 to $1500 per month.  

How We Can Help You Choose the Right Insurance Plan

Affordable Insurance Plans

Affordable Insurance Options for Businesses

As a business owner, you have to watch every penny. We help you find insurance plans that stay within your budget while giving your employees quality coverage.

Straightforward Underwriting Process

We Are Your Health Insurance Advocate

If you ever have problems dealing with the insurance provider regarding billing, claims, enrollment, or other issues, we advocate for you to find a solution. 

Quality Customer Service

Unbiased Assistance in Choosing Your Plan

We perform accurate and unbiased research to show you the best plans available right now. You choose which plan you want based on the most current information.

Critical Illness Health Coverage

Responsive 24/7 Customer Service 

We provide numerous ways to reach us so that we are available to you during the moments when you rely on us the most. You can count on our customer service.

Simple Comparison Shopping

We Compare Providers for You

Part of the headache of getting health insurance is comparing providers. Let our experts compare insurance companies and find the best plans and rates for you.

Automatic Re Enrollment

Automatic Re-Enrollment

Forgot to re-enroll? No problems. Our system automatically renews your enrollment. We send you notifications to alert you so that you can update your plan as needed.

Compare Group Health Insurance Plans

When it comes to health insurance in Indiana, you have options for your employees. The three main types of group health insurance plans include:

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1. Health Maintenance Organization (HMO)

The key benefit of HMOs is that most of the treatment you require can be performed in-network. This helps you avoid additional costs. HMOs offer affordable health insurance plans, comprehensive coverage, and low out-of-pocket expenses.

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2. Preferred Provider Organization (PPO)

The main benefit of a PPO is that your employees can go out of the network to find a doctor or treatment specialist they prefer. However, flexibility does come with a price, as PPO premiums are typically higher than HMOs. 

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3. Point of Service Plan (POS)

A POS contains a combination of features from both HMOs and PPOs. Premiums are typically in a price range between the other two plans. The healthcare provider network in a point of service plan can vary depending on the provider.

When choosing a health insurance plan, assess your needs, compare your options, and complete the enrollment process. Insurance Enterprise makes it easy by completing many of the steps for you.

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Contact Insurance Enterprise for Group Health Insurance

If you have questions about group health insurance in Indiana and need to enroll your employees, contact Insurance Enterprise at 888-350-6605. Speak to a licensed agent and find out more about how you can get an affordable health insurance plan.