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Your heart spends every second of the day working hard for your body, and it’s up to you to treat it right. When it comes to heart health, the old adage of “food as medicine” rings true — people who follow a heart-healthy diet have a 31% lower risk of…

There are several reasons you may feel tired all the time: poor diet, lack of sleep, stress, long hours at work, or no exercise. Whatever is keeping you down, your energy level will be challenged even more this summer, as temperatures continue to rise.  While you may turn to energy…

The primary purpose of health insurance is to reduce the cost of healthcare. This function is why you need to include health insurance in your financial planning. As with a savings account, IRA, or life insurance, health insurance provides a financial safety net when you least expect it and need…

One of the reasons prescription medication can be lethal or ineffective is that patients do not use it as prescribed. There are several reasons for this problem. Either the doctor misdiagnosed the problem, prescribed the wrong medication, or gave the wrong directions to the patient.  Or it could be that…

Whether you are trying to get personal health insurance or group health insurance for your employees, finding an affordable policy that meets your health needs can be challenging. If you’ve never had insurance before, it is crucial to ask the right questions and know what you are looking for when…

If death and taxes are two things that no one can avoid, medical bills could be a close third. The average person pays nearly $13,000 in medical costs. Rarely are these costs paid upfront. Instead, the insurance provider bills you and then you go through figuring out how much coverage…

If you have health insurance, you may have received a renewal bill and asked yourself, “Why did my insurance premium go up?” Some premium increases occur as a result of across-the-board rate increases, which happen when an insurer decides on a new rate plan for that year Other premium increases…

One of the most common mistakes people make when enrolling in or updating a health insurance plan is assuming that their doctor or healthcare provider is part of the network. They often experience shock when they pay up to 100 percent of their medical bill because they have an out-of-network…

As an employer, you face the same task every year: what to add, delete, or update from your employee health insurance benefit. The biggest challenge is balancing benefits with the budget. While you want to give your employees the best possible benefits, you also need to keep your business running.…

Major medical health insurance covers essential benefits for individual and family health insurance plans. Many individuals and families select major medical coverage to ensure medical expenses are covered regardless of the medical. It is important to make sure that you understand what major medical benefits are included in your health…