Open Enrollment is a great opportunity to review your small business health insurance. While you can always enroll in a small business health insurance plan at any point throughout the year, this is the perfect time to ensure your health insurance plan meets your needs. We’ll dig into important coverage…

A health insurance subsidy provides tax credits to qualifying individuals to make monthly health insurance premiums more affordable. If your annual income is too high to qualify for a subsidy, you can shop for more affordable alternatives, such as short-term plans, to fulfill your health insurance needs until you can…

When you suffer injuries after a car accident, the extent of your medical bills can quickly become overwhelming. For those who are unable to work due to their injuries, it’s even more stressful knowing you don’t have an income to help cover your medical care. But what about your insurance?…

Businesses come in all sizes and with varying numbers of employees. And the classification of small businesses and large businesses differ widely depending on the agency or purpose. For example, small to mid-sized businesses fall into three distinct categories Businesses with less than 50 employees Businesses with 50-99 employees Businesses…

Summer is the perfect time to get out of the house and spend time outside, soaking up the fresh air and essential vitamin D from the sun. However, spending too much time in hot weather can be dangerous for everyone and lead to detrimental health risks. While the elderly, children…

Your health insurance company may require approval before you schedule an exam or treatment from a medical provider. This type of approval is known as prior authorization.  Prior authorization is not required for emergency or urgent care at emergency rooms or Urgent Care facilities. Prior authorization won’t prevent you from…

Are you self-employed? Do you work by contract, or are you freelancing? If so, did you know that you can still get an individual health insurance plan in your state? What are your options in the world of health care? Below, we go in-depth into how to get health insurance…

There is no open enrollment period for small group health insurance. You can enroll anytime during the year if your company or employees qualify. You do not have to wait until open enrollment to get the coverage you need for your team. Simply contact your health insurance broker and let…

A high-deductible health insurance plan (HDHP) is an individual health insurance policy with a deductible of at least $1400 ($2800 for family health insurance). The deductible is how much you will pay out of pocket for medical service before your insurance company pays the rest. Essentially, you pay the first…

People often do things that promote unhealthy lifestyles and then wonder why their doctor bills are high, and their health insurance rates keep going up. Sure, some of the rising costs of healthcare can be blamed on the industry. However, living healthy can cut down on healthcare costs. The same…