If you own a small business employer (50 employees or less), you may be eligible to take advantage of one or more tax credits. Tax credits can put money back into your pocket and help you recoup your health insurance expenses. Below, we look at some of the tax credits…

Are you self-employed? Do you work by contract, or are you freelancing? If so, did you know that you can still get an individual health insurance plan in your state? What are your options in the world of health care? Below, we go in-depth into how to get health insurance…

A Summary of Benefits and Coverage is an easy-to-read summary that lets you compare costs and coverage between health plans. You can compare options based on price, benefits, and other features that may be important to you. You’ll get the “Summary of Benefits and Coverage” (SBC) when you shop for…

A health insurance provider network is a group of healthcare providers that have contracted with a health insurance carrier (via an HMO, EPO, PPO, or POS plan) to provide care at a discount and accept the discounted price as payment in full. An example of a network provider is a…

Searching the web to find out facts about private health insurance can be exhausting. Type in anything related to the topic, and you will be bombarded with ads, misinformation, and outdated news.  When you do finally find some answers, you are never really sure that the information is accurate.  When…

Providing benefits for your employees is no easy feat. There are numerous options out there for group health insurance. Where do you start? Who are the providers in your state? Most importantly, how do you get the best coverage at rates that stay within your company’s budget? Below, we look…

If you are a business owner looking for group health insurance, using a health insurance broker can save you time and money. You can find the right plan that covers your insurance needs. Brokers can simplify the underwriting process and keep you updated on changes that maximize your coverage while…

Whether you are a business owner, an employee with benefits, or an individual looking for personal insurance on your own, you’re probably wondering how the Coronavirus pandemic has affected your insurance premiums and coverage. The truth is, some people have seen little to no change in their policy, while others…

Private health insurance is an alternative to Obamacare or Affordable Care Act (ACA) health insurance plans. Since it’s not a mainstream form of health coverage, many people do not understand how private health insurance works or how to get it. As a result, there is a significant amount of misinformation…

A high-deductible health insurance plan (HDHP) is an individual health insurance policy with a deductible of at least $1400 ($2800 for family health insurance). The deductible is how much you will pay out of pocket for medical service before your insurance company pays the rest. Essentially, you pay the first…