When it comes to health insurance, many people think of it as a necessary expense rather than a tool to help them stay healthy. However, understanding your individual health insurance benefits and how to maximize them can make a significant difference in your overall health and well-being. Here are ten…

As technology continues to advance at an unprecedented rate, the healthcare industry is also changing rapidly, with new tools and solutions emerging every day to help us better understand and manage family health insurance One area where this is particularly evident is in the realm of health insurance, where technology…

The average cost of health insurance in the United States varies based on many factors such as age, location, plan type, and other individual factors. However, according to the Centers for Medicare and Medicaid Services (CMS), the average cost of health insurance premiums for individuals in 2021 was $452 per…

Chronic conditions, such as diabetes, heart disease, and arthritis, can have a significant impact on a person’s health and quality of life. These conditions often require ongoing medical care, including doctor visits, medications, and other treatments, which can be expensive over time. In this context, health insurance can play an…

Preventive care and wellness are critical components of a healthy lifestyle and can help individuals avoid or manage chronic conditions, improve your overall health and well-being, and reduce healthcare costs. What is Preventive Care? Preventive care refers to medical services and screenings that are designed to detect and prevent disease…

It is critical to have mental insurance coverage on your policy. It ensures that individuals have access to needed mental health care, including psychotherapy, medication, and inpatient services if necessary. This can be especially important for those who suffer from mental illness and need ongoing care to manage their condition.…

For better or worse, there was an unintended consequence to the COVID-19 pandemic. More small businesses in the U.S. are hiring remote workers. In fact, over the last year, the number of remote workers in the U.S. has grown to 30 percent. Furthermore, many companies have decided to keep their…

If you operate a small business – i.e., 50 employees or less – you are not required to offer insurance to your employees. However, there are numerous benefits to providing group health insurance, including tax breaks and saving money on your individual health insurance. The challenge you may currently face…

Do you know how to read your Summary of Benefits and Coverage document (or SBC)? It is a consumer-facing document outlining the coverage provided by a health insurance plan. Devoid of legalese, this summary helps to clarify the cost-sharing structure of a plan without the need to digest lengthy fine…

Now that open enrollment is officially closed, your health insurance plan is ready for the next year. That means that you can’t make any changes to your policy until the 2022-2023 open enrolment period. However, if you have private personal or small group health insurance, you have the flexibility to…