If you haven’t enrolled in a health insurance plan in 2023, it’s not too late. Open enrollment doesn’t end in most states until January 15th. That means you still have ten days to find a provider and get a health plan. If you don’t know where to start, one of…

If your business has employees, you may consider providing health insurance for your organization. However, there are several things you need to consider before offering health insurance to your team. For instance, can you legally provide insurance, where do you find a good plan, what options are available, and, most…

Congratulations! If you are one of the many small business owners that purchased health insurance for your team, then you are taking a huge step forward for your business and your people. However, you’ve probably noticed that there are some challenges to providing health insurance. You may also be wondering…

The health insurance industry has its own language. Terms that professionals use every day may be unknown to people looking for a health insurance policy for themselves, their family, or employees. If you need health insurance, you owe it to yourself to learn a few common health insurance terms. Below…

Every year, employees have the option to change their medical coverage during “open enrollment.” Open enrollment for small employers usually is the month before the policy’s renewal date and lasts about one or two weeks. During this time, employees receive plan materials, have a chance to ask questions about plan…

Whether you are updating your current coverage or enrolling in a personal health insurance plan for the first time, open enrollment is right around the corner. Now is the time to get prepared so that you can get a plan that works for you without waiting. Below we provide some…

Do I Have to Wait Until Open Enrollment to Get Personal Health Insurance? Open Enrollment for the 2022 Affordable Care Act ended on December 15th, 2021. That means you have to wait until the next Open Enrollment period starts on November 1st, 2022, to change your health insurance plan or…

Health insurance is complicated. With so many numbers and coverage details to keep track of, you’re not alone if you find it hard to keep everything straight. Maybe you visit the doctor and don’t have the benefits you think you did. Or maybe you’re pregnant and unsure how a new…

If you know someone who has health insurance through their employer, there’s a good chance their group plan is a preferred provider organization (PPO) plan. While a PPO is a popular type of health plan in the U.S., it can come with some drawbacks. What is a preferred provider organization…

Most people are fairly used to the idea that a major claim on their car insurance or homeowners policy could trigger a premium increase (note that this certainly isn’t always the case). So, it’s a common misconception that the same is true for health insurance. But that’s not the case,…