If you have health insurance, you may have received a renewal bill and asked yourself, “Why did my insurance premium go up?” Some premium increases occur as a result of across-the-board rate increases, which happen when an insurer decides on a new rate plan for that year Other premium increases…

One of the most common mistakes people make when enrolling in or updating a health insurance plan is assuming that their doctor or healthcare provider is part of the network. They often experience shock when they pay up to 100 percent of their medical bill because they have an out-of-network…

As an employer, you face the same task every year: what to add, delete, or update from your employee health insurance benefit. The biggest challenge is balancing benefits with the budget. While you want to give your employees the best possible benefits, you also need to keep your business running.…

Major medical health insurance covers essential benefits for individual and family health insurance plans. Many individuals and families select major medical coverage to ensure medical expenses are covered regardless of the medical. It is important to make sure that you understand what major medical benefits are included in your health…

An individual coverage health reimbursement arrangement (ICHRA) allows employers to reimburse employees for premiums they pay for personal health insurance. Employers can reimburse employees for individual market premiums regardless of the company size. Under the newest regulations, there is more flexibility for how much reimbursement an employee can receive or…

It may shock you that your health insurance provider does not provide health insurance coverage for all emergencies. Many patients may have to pay out of pocket because they went to the ER only to find out that their emergency was considered an emergency by the insurance provider. The lesson…

Springtime means warmer weather, spring break vacation, outside activities, and allergies. The biggest spring allergy trigger is pollen. Trees, grasses, and weeds release grains that get into your nose and wreak havoc on your body. What should be an enjoyable season can turn into a miserable period of health problems.…

There’s nothing new about telehealth services. Medical professionals have been using video to communicate with patients for over 20 years. What is new is the current trend in telehealth services that have exploded over the last two years.  The main reason for the trend is the COVID-19 pandemic. Since the…

One of the biggest trends for American families today is full-time RVing. According to the RV Industry Association, about a million Americans live full-time in recreational vehicles. They are traveling nurses, retirees, digital nomads, and people who have taken on remote jobs in just about every industry. Like anyone else,…

Tax Season is here, which means that it’s the time of the year to pay your federal and state taxes. However, there may be more ways to save on tax season this year that the IRS is not telling you. When you pay your health insurance premiums and medical expenses…