Pros and Cons of PPO Health Insurance Plans img

Pros and cons of PPO plans

If you know someone who has health insurance through their employer, there’s a good chance their group plan is a preferred provider organization (PPO) plan. While a PPO is a popular type of health plan in the U.S., it can come with some drawbacks. What is a preferred provider organization…
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Can I Use My Health Insurance After a Car Accident?

When you suffer injuries after a car accident, the extent of your medical bills can quickly become overwhelming. For those who are unable to work due to their injuries, it’s even more stressful knowing you don’t have an income to help cover your medical care. But what about your insurance?…
When Should I Offer Group Health Insurance img

When Should I Offer Group Health Insurance?

Businesses come in all sizes and with varying numbers of employees. And the classification of small businesses and large businesses differ widely depending on the agency or purpose. For example, small to mid-sized businesses fall into three distinct categories Businesses with less than 50 employees Businesses with 50-99 employees Businesses…
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How to Stay Healthy During the Hot Summer Months

Summer is the perfect time to get out of the house and spend time outside, soaking up the fresh air and essential vitamin D from the sun. However, spending too much time in hot weather can be dangerous for everyone and lead to detrimental health risks. While the elderly, children…
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What Is Medical Prior Authorization and How Does It Work?

Your health insurance company may require approval before you schedule an exam or treatment from a medical provider. This type of approval is known as prior authorization.  Prior authorization is not required for emergency or urgent care at emergency rooms or Urgent Care facilities. Prior authorization won’t prevent you from…