Thank you so much for your continued patience and working with us to get my family covered.
Because I planned ahead of time and went in-network. I received a $44,000 discount on my hospital bill. Because the total payments exceeded the amount due (after discounts), I received a refund check in the mail for $7,000.
My agent has been the most help with switching our coverage for our small business we really appreciate it.
Satisfied with the insurance, everything is going well, and I appreciate my agent for calling to check in on me and my family.
Health Coverage Comparison
Which Health Insurance Plan is Best for Me?
You may be wondering, Which health insurance company is the best? When choosing a plan, you first need to assess your personal healthcare needs, look at all of your options, and choose a health insurance plan that fits in your budget. How do you determine which health insurance is primary? Ask yourself these questions:
How often do you visit your doctor?
What type of treatment do you need in the next 12 months?
What prescription drugs do you currently take?
Which healthcare providers/physicians do you prefer?
Once you establish your healthcare needs, then you can narrow your search to health insurance companies in your state. Some of the health insurance providers that we work with include:
Welcome to the MultiPlan PHCS Network
What are the benefits of PHCS coverage? You get to choose any doctor within the PPO network. This gives you an additional opportunity to save your healthcare dollars. MultiPlan’s PHCS Limited Benefit Network gives you discounted access to qualified doctors, healthcare facilities, labs, imaging centers, and hospitals at no additional charge.
Multiplan is one of the oldest and largest healthcare networks in the U.S. Currently, MultiPlan contracts with over 770,000 respected practitioners, 5,000 hospitals, and 70,000 ancillary care facilities, making it easier than ever to find a participating healthcare provider in your area. You save an average of 20-30% off inpatient and outpatient hospital charges when you use the MultiPlan Network.
Sample Monthly Premiums
A Better Alternative to Traditional Insurance
We differ from the Affordable Care Act (Obamacare) in the following ways:
Our health insurance plan provides full medical benefits. It may differ from what you are accustomed to because we created a comprehensive package with lower rates. While insurance providers have increased many of their rates by as much as 100% from 2017 to 2018, we provide alternative solutions for similar benefits with more affordable rates.
As a private exchange broker, we have multiple plans available from multiple insurance companies that you can choose from. Simply undergo a routine underwriting process to see if you qualify.
|Affordable Care Act||Our Coverage|
|Premiums||Increase 25%-100% annually||Save up to 50%|
|Cash Sum Benefits||None for critical illness||Up to $100,000 lump |
sum for critical illnesses
|Enrollment Period||45 days||All year|
A Health Insurance Solution That Makes Sense
We leverage what you self-pay for medical services. You end up paying much less than what insurance companies pay out.
We negotiate procedures and services from healthcare providers and treatment facilities within Multi-Plan on your behalf. So, if you are self-paying, you save up to 80 percent when you use a provider that is in the network.
PHCS Multi-Plan is the largest healthcare PPO network in the country.
You choose any doctor In network.
Our plans pay out benefits based on all benefits schedules regardless if the benefit exceeds your discounted price. You simply pay the remaining balance.
Use Healthcare Bluebook, a simple online tool, to help you find the best care and price for your procedure in your local area.
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Contact Insurance Enterprise for Premier Health Insurance
If you have questions about group or individual health insurance and need health insurance quotes, then contact Insurance Enterprise at at 888-350-6605. Speak to a licensed agent and find out more about how you can get an affordable health insurance plan.